[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.smod.cz\/nebankovni-pujcka-jako-posledni-sance\/#Article","mainEntityOfPage":"https:\/\/www.smod.cz\/nebankovni-pujcka-jako-posledni-sance\/","headline":"Nebankovn\u00ed p\u016fj\u010dka jako posledn\u00ed \u0161ance","name":"Nebankovn\u00ed p\u016fj\u010dka jako posledn\u00ed \u0161ance","description":"Bohu\u017eel \u017eijeme v dob\u011b, kdy nen\u00ed slo\u017eit\u00e9 dostat se do t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situace. \u0158ada lid\u00ed v takov\u00e9m p\u0159\u00edpad\u011b v\u0161ak propad\u00e1 beznad\u011bji, nam\u00edsto aby hledala \u0159e\u0161en\u00ed. Ide\u00e1ln\u00edm \u0159e\u0161en\u00edm je v tomto p\u0159\u00edpad\u011b p\u016fj\u010dka, kter\u00e1 dok\u00e1\u017ee pokr\u00fdt ne\u010dekan\u00e9 v\u00fddaje v dom\u00e1cnosti, ale i v\u011bt\u0161\u00ed pl\u00e1ny, na kter\u00e9 u\u017e v na\u0161em rodinn\u00e9m rozpo\u010dtu zkr\u00e1tka nezb\u00fdvaj\u00ed finance. Je pak...","datePublished":"2021-02-19","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.smod.cz\/author\/#Person","name":"","url":"https:\/\/www.smod.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"smod.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.smod.cz\/wp-content\/uploads\/po%C4%8D%C3%ADt%C3%A1n%C3%AD%20pen%C4%9Bz_10_10_3.jpg","url":"https:\/\/www.smod.cz\/wp-content\/uploads\/po%C4%8D%C3%ADt%C3%A1n%C3%AD%20pen%C4%9Bz_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.smod.cz\/nebankovni-pujcka-jako-posledni-sance\/","about":["Ekonomika"],"wordCount":408,"articleBody":"      Bohu\u017eel \u017eijeme v dob\u011b, kdy nen\u00ed slo\u017eit\u00e9 dostat se do t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situace. \u0158ada lid\u00ed v takov\u00e9m p\u0159\u00edpad\u011b v\u0161ak propad\u00e1 beznad\u011bji, nam\u00edsto aby hledala \u0159e\u0161en\u00ed. Ide\u00e1ln\u00edm \u0159e\u0161en\u00edm je v tomto p\u0159\u00edpad\u011b p\u016fj\u010dka, kter\u00e1 dok\u00e1\u017ee pokr\u00fdt ne\u010dekan\u00e9 v\u00fddaje v dom\u00e1cnosti, ale i v\u011bt\u0161\u00ed pl\u00e1ny, na kter\u00e9 u\u017e v na\u0161em rodinn\u00e9m rozpo\u010dtu zkr\u00e1tka nezb\u00fdvaj\u00ed finance. Je pak jen na na\u0161em uv\u00e1\u017een\u00ed, zda p\u016fjdeme pro p\u016fj\u010dku do sv\u00e9 banky nebo d\u00e1me rad\u011bji p\u0159ednost nebankovn\u00ed spole\u010dnosti. Nebankovn\u00ed p\u016fj\u010dky jsou v\u00fdhodn\u011bj\u0161\u00ed pro ty, kdo pot\u0159ebuj\u00ed pot\u0159ebnou hotovost co nejd\u0159\u00edve. Spousta bank neumo\u017e\u0148uje sjedn\u00e1n\u00ed \u00fav\u011bru online, je zapot\u0159eb\u00ed nav\u0161t\u00edvit nejbli\u017e\u0161\u00ed pobo\u010dku. Tam absolvovat zdlouhav\u00fd pohovor, vyjednat podm\u00ednky a nakonec doufat, \u017ee po slo\u017eit\u00e9m schvalovac\u00edm procesu se v\u0161e obr\u00e1t\u00ed ve v\u00e1\u0161 prosp\u011bch. Nebankovn\u00ed spole\u010dnosti postupuj\u00ed p\u0159eci jenom trochu jinak. \u02c7Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f m\u016f\u017eete o p\u016fj\u010dku po\u017e\u00e1dat online v pohodl\u00ed domova. Sta\u010dit v\u00e1m bude jen p\u0159ipojen\u00ed k internetu a n\u011bkolik m\u00e1lo minut va\u0161eho \u010dasu. Nebankovn\u00ed spole\u010dnosti pracuj\u00ed s automatick\u00fdm schvalovac\u00edm procesem, tak\u017ee do p\u00e1r minut budete m\u00edt jasno. Pro mnoh\u00e9 \u017eadatele, kte\u0159\u00ed se kdysi pot\u00fdkali s neschopnost\u00ed spl\u00e1cet, je velmi t\u011b\u017ek\u00e9 z\u00edskat v bance \u00fav\u011br. V takov\u00e9m p\u0159\u00edpad\u011b se toti\u017e jejich \u00fadaje s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed nach\u00e1zej\u00ed v n\u011bkter\u00e9m z registru dlu\u017en\u00edk\u016f. P\u0159i schvalovac\u00edm procesu banky do tohoto registru nahl\u00ed\u017e\u00ed a v p\u0159\u00edpad\u011b negativn\u00edho z\u00e1znamu dlu\u017en\u00edka, je jeho \u017e\u00e1dosti nevyhov\u011bno. Nebankovn\u00ed spole\u010dnosti v\u0161ak do registru v\u016fbec nenahl\u00ed\u017e\u00ed nebo neberou negativn\u00ed z\u00e1znam jako d\u016fvod k zam\u00edtnut\u00ed \u017e\u00e1dosti. Dal\u0161\u00ed p\u0159ek\u00e1\u017ekou je pravideln\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem, kter\u00fd ne ka\u017ed\u00fd m\u017ee dok\u00e1zat. I v tomto p\u0159\u00edpad\u011b se na takov\u00e9 \u017eadatele kouk\u00e1 banka skrz prsty. Nebankovn\u00ed spole\u010dnosti v\u0161ak nab\u00edz\u00ed celou \u0159adu \u00fav\u011brov\u00fdch produkt\u016f, kde pravideln\u00fd p\u0159\u00edjem nen\u00ed pot\u0159eba. Jedn\u00edm z takov\u00fdch produkt\u016f je t\u0159eba hypot\u00e9ka bez p\u0159\u00edjmu https:\/\/www.fahd.cz\/hypoteka-bez-dolozeni-prijmu\/.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed p\u016fj\u010dka jako posledn\u00ed \u0161ance","item":"https:\/\/www.smod.cz\/nebankovni-pujcka-jako-posledni-sance\/#breadcrumbitem"}]}]